(EMAILWIRE.COM, April 29, 2016 )
If youve been injured on the job, chances are good that youve been advised to file a workers compensation claim through your employer. Workers compensation is supposed to help employees who have found themselves in need of medical care or wage replacement due to an incident that occurred while on duty, however that isnt always the outcome. Sometimes workers compensation claims are denied, leaving the injured employee at a loss as to what to do next.
If your workers compensation claim has been denied, dont give
Why are workers compensation claims denied??
There are many reasons why workers compensation claims are denied. Unfortunately, many of these reasons can be used to deny innocent and honest employees the benefits they need to recover from their injury.
Some of these include:
A delay in reporting the injury.
The claim was not filed until after the employee was laid off or fired.
There was no witness to the incident leading to the injury.
Medical/treatment records dont match the injury described in the accident report.
The employees medical records showed illegal drugs present in their system.
Perhaps one of the most notorious reasons workers compensation claims are denied is the lack of a witness. In general, insurers greatly dislike cases of unwitnessed injuries, and the majority of these cases will be questioned. If youve been injured in the workplace with no witnesses, all you can do is do your due diligence and report the accident quickly and honestly. Dont be discouraged if the claim is initially denied, for lack of a witness or any of the issues described above.
The most important thing to keep in mind is that you might have recourse to appeal the denial of your workers compensation claim. Take careful note of any appeal deadlines, and make sure that any required paperwork is filed on time.
Its important to note that not all claims are denied wrongfully, and there are plenty of legitimate reasons why your claim might have been denied. Our firm can help you sift through the facts and determine whether or not youve been treated unfairly. If it turns out that the denial was valid, we wont waste your time or money appealing a lost cause. If you have a claim, then we can help you build you case and aggressively pursue the workers compensation benefits to which you may be entitled.
Dont Give Up Hope
While its discouraging to receive a denial letter from your employers workers compensation insurer, its important to note that you shouldnt automatically give it up as a lost cause. In fact, thats exactly what many insurers are betting on when they deny claims. The vast majority of individuals fail to follow up when their claim has been denied, and just accept the decision without attempting to appeal.
Sometimes employers will terminate an employee who is only back at work on a restricted basis they can return to work, but in a diminished capacity. This can then be used to deny employees their benefits, however you should know that injured employees might still be entitled to receive ongoing benefits for their injury despite facing termination at their place of work. Dealing with termination on top of a workers compensation claim denial can often lead employees to simply accept their misfortune and give up on pursuing the benefits they need.
We understand how disappointing it is to be left without benefits and even worse without work. Dont let the insurance company deny your rightful workers compensation claim and leave you without any recourse when it comes to recovering from your injury. If youve been denied a workers compensation claim, its important to file as soon as possible dont wait! Due dates are very important when it comes to this kind of case, and missing a filing deadline could leave you with yet another benefit denial.
Contact Us For Help
We believe that you deserve to receive appropriate compensation after being injured at your place of employment. Dont let your claim fall by the wayside! Contact an Experienced Chicago workers compensation attorney and let our experienced attorneys help you determine why your case was denied and how we can best move forward with your claim.
You can also learn more @ http://www.kosinlaw.com
Kosin Law Office, LTD.
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