Why you should get travel insurance
While travelling overseas can be an amazing experience and the best period of your life, it can also expose you to a few risks, whether it be theft of your belongings, risk to your health or anything else. This is why travel insurance can be really important and is growing in popularity.
Travel insurance isn’t obligatory, however at times it can be vital to get some cover for when you’re overseas, just for piece of mind. Travel insurance doesn’t have to be expensive either. If you use the comparison website glimp, you can find cheap travel insurance in NZ in just a matter of minutes.
Is travel insurance necessary?
As mentioned earlier, travel insurance is not obligatory, however it is almost always a good idea. While we understand that it can be expensive to get and on top of the costs of your flights, accommodation and other costs, you should seriously consider getting it.
Travel insurance however can be of better value to some more than others. If you travel quite often and good health care can’t always be relied on, then travel insurance can be something that you can rely on if something were to happen. Also, if you book your travel with travel agencies that aren’t well known, or you go backpacking in remote in third world countries for example, then getting travel insurance would be a safe bet.
On the other hand, if you’re only going on a one time trip, then getting travel insurance probably isn’t necessary and you could survive without it.
Essentially before determining whether you need travel insurance or not, you should have a good think to yourself about your circumstances and how much value travel insurance would provide you when you go overseas.
Why you should get travel insurance
Travelling can be a very stressful time even if you’re travelling for a relaxing vacation. Anything can happen, you could lose your luggage or miss your flight, leading you to spend more money and time that you simply don’t have. Getting travel insurance can ensure that these things will be covered and that in the unforeseen event, you won’t have a huge burden on your hands - leading you to have the peaceful and relaxing holiday that you always wanted. Here’s how travel insurance can help keep you stress free.
Medical and holiday expense cover
By comparing travel insurance policies, you’ll see that most policies offer medical and holiday expense cover. This can simply be the drugs you need for a cold or allergy, at other times it can something like a surgery for an accident that has happened while you were overseas. It might not be ideal to be stuck in a hospital when you’re in a foreign country, but it’ll be better than having to spend tons of money on the surgery without the cover of your travel insurance policy.
Cancellation cover and travel delay
Having your flight delayed or cancelled can be the most frustrating situations to be in. You’ve got yourself to the airport early and prepared and now you have to wait a few more hours, or even worse - you have to catch a different flight. You’d then usually have to spend a few hours at the airport or pay to stay over in a hotel overnight.
In these situations, travel insurance can really come in handy and can help you make the most out of a bad situation as it will take care of all of this for you, including paying for the hotel you’d be staying in and may also pay for other expenses such as coffee and bus fares.