The $1.7 Trillion Problem Nobody Is Talking About: Trapped Working Capital
MCALLEN, TX / ACCESS Newswire / July 20, 2026 /Businesses obsess over winning customers. Few obsess over getting paid.
The Hackett Group states in its 2025 U.S. Working Capital Survey that $1.7 trillion is stuck in excess working capital among the largest 1,000 public companies in the U.S., which is close to 35% of their total working capital. A significant part of the money is tied up in past-due receivables and inefficient collection practices, as corporations still rely on outdated and fragmented techniques to collect funds already earned.
Today, Kollecta is launching its operations to transform how organizations recover overdue amounts.
The solutions by Kollecta bring together highly qualified specialists in collection and advanced technologies, automation, and machine learning. This allows businesses to increase the amount of funds they manage to recover and speed up their recovery process.
"Revenue doesn 't pay salaries. Revenue collected does, " said Asad Mirza, Founder and CEO of Kollecta. "Organizations have spent decades optimizing how they acquire and serve customers, yet collections are still too often treated as an afterthought. We believe getting paid should be just as modern as everything that happens before it. "
A New Approach to Collections
Kollecta was founded on a simple belief: organizations should be able to recover what they are owed without relying on outdated systems or one-size-fits-all collection strategies. It endeavors to serve both consumer and business receivables by leveraging technology with seasoned collections experts to provide:
Intelligent account prioritization
Automated, personalized outreach
Real-time reporting and portfolio visibility
Data-informed recovery strategies
Professional account resolution
Compliance-focused collection workflows
Scalable support across industries and account types
At Kollecta, technology supports people, not replacing them.
Kollecta 's systems are designed to streamline collections work, boost account engagement, and improve recovery outcomes. Each interaction in the process involves key concepts such as transparency, professionalism, compliance, and performance.
Four Principles Driving the Future of Collections
Human-centered:Every account represents a human being or customer.
Technology-Led: Modern automation replaces outdated manual collection systems.
Data-Driven:Collection strategies utilize data in real time.
Performance Aligned: Kollecta succeeds when its clients recover more of what they 're owed.
Delayed payments and uncollected balances don 't just create financial difficulties. Every unpaid balance represents capital that should be moving through the economy, not sitting unresolved.
"We 're not building another collection agency, " Asad Mirza added. "We 're building the modern infrastructure for debt recovery. Organizations deserve a faster, smarter, and more professional way to recover what they 're owed. "
Today 's announcement marks the beginning of a broader initiative by Kollecta to bring greater intelligence, transparency, and accountability to the collections industry.
In the months ahead, Kollecta will publish original research, payment trend reports, recovery benchmarks, and industry insights designed to help organizations better understand account behavior and improve recovery performance.
About Kollecta
Kollecta is a technology-enabled collections and accounts receivable company that helps organizations recover outstanding balances across business and consumer portfolios by leveraging automation, data, and experienced collection professionals.
Recover More. Risk Nothing.
Learn more at kollecta.ai
Media Contact
Kollecta Marketing
marketing@kollecta.ai
kollecta.ai
SOURCE:Kollecta
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