Shannon Csapilla Shares Tips for Setting Financial Goals for 2025

Practical Advice to Start the New Year with Confidence and a Clear Plan

STAMFORD, CT / ACCESSWIRE / December 20, 2024 /As 2025 approaches, financial planning takes center stage for individuals looking to achieve greater stability and growth in the coming year. Shannon Csapilla, a Stamford-based professional with years of experience in finance and client relations, emphasizes the importance of setting actionable and realistic financial goals.

"Setting financial goals is about more than numbers - it 's about creating a roadmap that aligns with your values and long-term plans," Csapilla says. "The key is to start small, stay consistent, and celebrate progress along the way."

According to a recent survey by Bankrate, only 43% of Americans set financial resolutions, and of those, saving more money tops the list. Yet, the average American saves just 7.7% of their disposable income, far below the recommended 15%-20% for long-term stability, according to the U.S. Bureau of Economic Analysis.

Csapilla encourages people to begin by reflecting on their financial successes and challenges from the past year. "Look at what worked and where you can improve," she advises. "For example, if unexpected expenses threw you off track, focus on building an emergency fund in 2025."

Shannon 's Top Financial Planning Tips for 2025:

1. Set SMART Goals:
   Specific, Measurable, Achievable, Relevant, and Time-Bound goals provide clarity and motivation. "Instead of saying, ‘I 'll save more money, ' commit to saving $100 every week," Csapilla suggests.

2. Automate Savings:
   Automating transfers to savings accounts ensures consistency. "When savings are automatic, you 're less likely to spend that money impulsively," she notes.

3. Track Spending:
   Tools like budgeting apps or a simple spreadsheet can reveal patterns and help identify areas to cut back.

4. Plan for Taxes Early:
   Csapilla recommends reviewing tax strategies before the year begins. "Small adjustments, like maximizing retirement contributions, can have a big impact," she says.

5. Build a Financial Calendar:
   Schedule regular check-ins to assess progress. "Consistency is the secret to staying on track," Csapilla emphasizes.

Looking Ahead

"2025 is a fresh start," Csapilla says. "Even small steps, like committing to save an extra $50 a month, can snowball into big achievements over time. Financial planning doesn 't have to be overwhelming - it 's about building habits that work for you."

By combining practical advice with a focus on long-term growth, Shannon Csapilla 's approach empowers individuals to take control of their finances and build a brighter future.

Media Contact

Shannon Csapilla
info@shannoncsapilla.com
https://www.shannoncsapilla.com/
https://www.linkedin.com/in/shannoncsap

SOURCE:Shannon Csapilla

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